Workers Compensation Insurance

What does Worker’s Compensation Insurance cover?

  • Protects your employees and protects your business
  • If an employee is injured on the job, Worker’s Compensation will pay for medical care, disability (whether permanent or temporary) as well as death benefits and lost wages for the injured employee.

Do I need Worker’s Compensation Insurance?

  • If you’re a sole proprietor or individual you may not but there are circumstances that require it – please call our office to figure this out
  • If you have even one employee: Yes!
  • Protects you and your business against an employee’s right to sue their employer for negligence.
  • Workers Compensation Insurance is separate from either General Liability or Professional Liability